Smart Tax Tools
Tax Refund &
Withholding Estimator
Project your 2025 federal refund or balance due in 60 seconds. Then let our strategists show you how to optimize it.
Your numbers
Your gross annual wages before taxes.
Self-employment, freelance, dividends, etc.
Box 2 from your most recent paystub × pay periods remaining.
Standard for SINGLE is $15,000 — we'll use whichever is larger.
Projected refund
Effective rate 10.8% · Marginal 22%
Your withholding looks balanced
You're close to break-even — that's typically the smartest setup.
Take the next step
Want to maximize this refund?
Our strategists routinely uncover $1,200–$8,400 in additional savings versus DIY filing. Free 15-minute strategy call.
Estimates use 2025 federal brackets and the standard deduction. State tax, AMT, NIIT, phase-outs, and credits beyond CTC are not modeled. For filing advice, work with a Ross & Associates preparer.